The best creditfor your company,without knocking onevery bank door.
You explain the company situation once. I take the deal to more than 50 institutions, build the proposal the way a credit committee approves it, and you get the offers side by side to pick the best. No cost to you: I am paid by the institution that closes.
- Institutions
- +0competing for your deal, not just your own bank
- Experience
- 0 yearson the inside of the credit committee
- Company size
- R$ 0 to 90 Min revenue: industry, agribusiness, transport, construction
- Cost to you
- R$ 0I am paid by the institution that closes the deal
The bank does not turn your company down.
It turns down the proposal that reached it.
And the proposal is the part I build.
I work with companies from R$ 2 to 90 million in revenue: industry, agribusiness, transport, construction and condominiums. Too big for the branch manager, too small for the corporate desk.
Business catalogue
What I put into competition for your company
17 products, each with its own page. You do not need to know which one is right: that is what the diagnosis is for.
Most requestedWorking capital
Credit in fixed installments so the operation can breathe: stock, payroll, inputs or a cash buffer.
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FGI / PEAC loan
Working capital partially covered by a guarantee fund linked to BNDES, Brazil's national development bank.
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Receivables discounting
Trade invoices, bank slips and card receivables that would only clear months from now become cash today.
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Revolving account and credit line
A pre-approved limit to use when you need it, paying interest only on what you draw.
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Largest ticketHome equity for companies
Long-term borrowing with a property as collateral: the company's, a partner's, or the warehouse.
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Auto equity for companies
Fast credit with a car, van or truck from the fleet as collateral.
Ver o produtoHow it works
Four steps, from first contact to the money landing
You tell your story once, instead of repeating it at five banks.
Diagnosis
Fifteen minutes, no commitment and no cost. I map the goal, the numbers and the collateral available.
Structuring
I pick the institutions with appetite for your profile and build the proposal the way a credit committee needs to read it, the same defence I used to make from the inside.
Comparison
You receive the offers side by side: rate, term, collateral, total effective cost and what each one requires.
Signing
Digital signature and follow-up until the funds are released and, where it applies, the deed is registered.
Some of the institutions available
Who you are talking to
Ten years defending companies from the inside
I spent ten years inside Brazilian universal banks, Santander and Itaú, as a corporate account manager in the Business and Middle Market segments, serving companies with up to R$ 90 million in revenue. My job was not to judge the company: it was to build the deal with it, choose the right collateral, take it to the credit committee and argue there why it made sense.
That is where I learned what gets a deal approved and what kills it. Today I use that on your side: instead of defending your company at one committee, I take the same deal to more than 50 institutions and let them compete. I work through a platform of independent bankers, with a fully digital process.
I serve Novo Hamburgo and the Vale do Sinos region, Greater Porto Alegre and, remotely, the rest of Brazil. You always speak to the same person, from the diagnosis to the money in the account.
- Certifications
- ANBIMA CPA-20 (C-Pro R) and CEA (C-Pro I)
- Education
- Business Administration · MBA in Corporate Banking · MBA in Data Science & AI (in progress)
- Registration
- Securities consultant, CVM 004949-2
Before you call me
The questions that always come up
What does this cost me?
I already have a manager at my bank.
Do you work for Santander or Itaú?
Who do I sign the contract with?
Can you tell me the rate right now?
How long does it take?
Does asking for an offer affect my credit record?
Do you only work in Novo Hamburgo?
Free diagnosis
Fifteen minutes to find out how much your company can get
Tell me what the company needs. I come back with a reading of what is possible, at which institutions and in what timeframe. If there is no deal that makes sense right now, I will say that too.
Your details are used only to get back to you. They are never sold or shared, and requesting the diagnosis does not trigger a credit check.
Next step
Tell me where the company stands. The diagnosis is free and takes fifteen minutes.
If there is a deal that makes sense, I build it and compare it. If there is not, I will say so, and you save the time of finding that out alone.