Business catalogue
Every credit, protection and FX solution for your company
17 products across 5 families. Each has its own page: what it is, when it makes sense, what you will need and how to start.
Everyday credit
4 products
Most requestedWorking capital
Credit in fixed installments so the operation can breathe: stock, payroll, inputs or a cash buffer.
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FGI / PEAC loan
Working capital partially covered by a guarantee fund linked to BNDES, Brazil's national development bank.
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Receivables discounting
Trade invoices, bank slips and card receivables that would only clear months from now become cash today.
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Revolving account and credit line
A pre-approved limit to use when you need it, paying interest only on what you draw.
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4 products
Largest ticketHome equity for companies
Long-term borrowing with a property as collateral: the company's, a partner's, or the warehouse.
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Auto equity for companies
Fast credit with a car, van or truck from the fleet as collateral.
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Installment loan secured by vehicles and property
A middle ground between fast working capital and a long deal: fixed installments with an asset as collateral.
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Credit for condominium associations
A loan taken by the condominium association itself, with the installment split among the unit owners.
Ver o produtoInvestment and growth
3 products
Vehicle and fleet financing
Cars, vans, trucks and motorcycles for the company, with the asset itself as collateral.
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Consórcio for companies
Fleet, machinery, warehouse, solar panels and the agribusiness line, with no interest, only an administration fee.
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Real estate and construction financing
Buying a head office, a store or a warehouse, plus credit released by construction stage for building.
Ver o produtoProtection and benefits
3 products
Group life insurance
A collective policy covering the team, and a requirement in many collective bargaining agreements.
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Commercial property insurance
Building, equipment and inventory covered against fire, theft and electrical damage.
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Private payroll-deducted loan agreement
Your employees borrow through a payroll-deducted loan at a far lower rate. Zero cost for the company.
Ver o produtoFX, international and fixed costs
3 products
OverlookedFree energy market
Buying power directly from generators instead of the utility, with a lower bill and no implementation cost.
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FX remittance and trade finance
Paying suppliers abroad, receiving export proceeds and borrowing in foreign currency.
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Digital accounts, cards and investments
Business account, corporate card, card acquiring and cash investment at a negotiated rate.
Ver o produtoHow it works
Four steps, from first contact to the money landing
You tell your story once, instead of repeating it at five banks.
Diagnosis
Fifteen minutes, no commitment and no cost. I map the goal, the numbers and the collateral available.
Structuring
I pick the institutions with appetite for your profile and build the proposal the way a credit committee needs to read it, the same defence I used to make from the inside.
Comparison
You receive the offers side by side: rate, term, collateral, total effective cost and what each one requires.
Signing
Digital signature and follow-up until the funds are released and, where it applies, the deed is registered.
Some of the institutions available
Next step
Tell me where the company stands. The diagnosis is free and takes fifteen minutes.
If there is a deal that makes sense, I build it and compare it. If there is not, I will say so, and you save the time of finding that out alone.