FX, international and fixed costs
Digital accounts, cards and investments
Business account, corporate card, card acquiring and cash investment at a negotiated rate.
What it is
This goes into the package when it makes a real difference to the total cost: account fees, card machine rates, card annual fees and the yield on idle cash.
It is not the flagship, but it is usually where the company quietly loses money every month.
When it makes sense
- Account fees and card rates have gone out of control
- There is idle cash earning nothing in the account
- The company wants to split cards by cost centre
How it works
- DiagnosisI map what you pay today in fees and rates.
- ComparisonI compare the options that fit your profile.
- OpeningRegistration and activation of the account or the card machine.
- Follow-upPeriodic review of the terms.
What you will need
- Current fee statement
- Statement from the card acquirer, if there is one
- CNPJ (Brazilian company tax ID) registration and articles of incorporation
The list can change with the institution and the size of the deal. I confirm what is actually required before you gather a single document.
Also in fx, international and fixed costs
Next step
Tell me where the company stands. The diagnosis is free and takes fifteen minutes.
If there is a deal that makes sense, I build it and compare it. If there is not, I will say so, and you save the time of finding that out alone.