Protection and benefits
Commercial property insurance
Building, equipment and inventory covered against fire, theft and electrical damage.
What it is
A policy that protects the assets of the operation, with civil liability included. It covers everything from the warehouse to the inventory sitting there at the end of the month.
The most common mistake I see: a policy bought five years ago, covering inventory that is worth three times more today. In a claim, the payout is proportional.
When it makes sense
- The inventory is worth more than the current policy
- The company has moved address or expanded the plant
- Insurers have never been compared
How it works
- InventoryI map what needs to be covered and for how much.
- QuotationI compare coverage and deductibles across insurers.
- ContractingPolicy issued with immediate effect.
- Annual reviewThe insured amount is reassessed at renewal.
What you will need
- Description of the property and of the activities
- Value of inventory and equipment
- Current policy, if there is one
- CNPJ (Brazilian company tax ID) registration
The list can change with the institution and the size of the deal. I confirm what is actually required before you gather a single document.
Also in protection and benefits
Next step
Tell me where the company stands. The diagnosis is free and takes fifteen minutes.
If there is a deal that makes sense, I build it and compare it. If there is not, I will say so, and you save the time of finding that out alone.